|
|
|
|
|
|
|
Protecting your privacy is important to
First Community Bank of the Ozarks. We
want you to understand what information we
collect and how we use it. We will tell you
the sources for nonpublic personal
information we collect on our customers, and
the measures we take to secure that
information. |
|
|
|
Important
Notice About Customer Information:
First Community Bank of the Ozarks
values the trust and confidence you have
placed in us as your financial
institution. We believe every customer’s
personal information should be handled
with care. To ensure that we live up to
your trust, we have defined the
procedures we will use to protect
customer information, even to the point
of written agreements with our service
providers or vendors that they are not
to use this information except for our
behalf. We want you to understand how we
obtain and use information about our
customers, but most of all to let you
know we value our relationship with you.
We will not disclose your nonpublic
personal information to nonaffiliated
parties, except as permitted by law. |
|
|
|
Sources of
Information We Collect: So that we
can make informed decisions about
extending services to our customers, we
may collect nonpublic personal
information about customers from several
sources: |
-
Information we
receive from you on applications or other forms,
including financial statements.
-
Information about
your transactions with us.
-
Information we
obtain from a consumer reporting agency.
|
|
|
|
Our Security
Procedures That Protect Customer
Information: We protect our
customers’ privacy by restricting access
to personal and account information to
those employees who need to know that
information to provide products or
services. We also maintain physical,
electronic, and procedural safeguards
that comply with federal standards to
guard your nonpublic personal
information. Examples of nonpublic
personal information we obtain in
providing a financial product or service
to you would be your account balance,
credit history, overdraft history, and a
financial statement. |
|
|
|
Authorized
Sharing of Customer Information:
Information will only be disclosed to
third parties under certain conditions
such as: |
|
|
-
To other
financial institutions with which we have joint
marketing agreement.
-
To service
providers and companies that perform marketing
services on our behalf (for example, check
printers, payment books, etc.).
-
As part of the
routine course of business, such as servicing a
loan or account with us, and sharing with
reputable credit reporting agencies.
-
As required by
law (for example, to government entities in
response to subpoenas).
-
If we have written permission from the account
holder.
|
|
|
|
Federal law allows
us to disclose the information listed
above with companies or other financial
institutions that perform marketing
services on our behalf. You do not have
a right to opt out of the disclosure of
this information. |
|
|
|
Consumer’s Right to Opt-Out:
First Community Bank of the Ozarks does not
currently share personal customer information with
non-exempt third parties; therefore, you do not have
an opt-out option. Currently, we have no plans to
share any of this information with non-exempt third
parties. However, if we would decide to in the
future, the opt-out option will be offered to our
customers. We believe that keeping your trust is
very important, so if you should have inactive or
closed account's) with us, we will continue to
adhere to the policies and practices described in
this notice. We value your business and hope you
will remain with us for many years to come. |
|
|
|
|
|
